I had an incident where an older couple were stopped at a green light, angled down hill, in a snowstorm, with parking brake instead of foot pedal, in a borrowed vehicle.

When they asked me for insurance I just dragged it out and made friendly conversation(eventually giving the insurance slip). They got increasingly irate and panicked. Maybe because it was only a glancing blow and wouldn’t exceed even a slim deductible.

Anyway, I should probably get a dash cam…