The classic example case is "honey, I don't know what this charge on our monthly expenses is I promise, look I'll charge it back" — ie cover up for an angry spouse.
Read why Pornhub was ditched in 2020/2022. Trigger alert, it involves rape and trafficking victims.
Or read the sources mijoharas posted. They specifically say that payment processors simply do not like porn. I guess he did not read his own links.
Payment providers note higher chargeback rates for adult/porn services than those for other mundane services, this is a longstanding -- pre-internet, even -- pattern which has nothing to do with the pornhub situation within the last 5 years.
> Payment providers note higher chargeback rates for adult
You get cause and effect inside out. Read the link posted by the guy you are defending https://news.ycombinator.com/item?id=24291790. Payment processors selectively nerf/buff industries. They see porn immoral and set stricter rules. Including lower allowed chargeback. And yes this means they actually make less money because of it. Believe it or not not everyone thinks money is everything. I give up if you guys actively resist facts.