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FWIW when sth like this happens, you can try to go to a place like APKPure and actually download the damn thing without anyone telling you that you can't.

Also works for pinning versions of apps that ship some malware (like safetynet detection) with a new update. Apps installed from there are not linked to play store by default and so updates are not checked.

That's exactly what doesn't work for iOS though.

Similarly it’s very annoying not being able to use banking apps on a phone I bought here in Europe, even when they work fine on the phone I brought from the US

Vodafone UK does this. It's infuriating.