>The only reason we don't have nice things like this: universal housing, healthcare, income, food security, is because a handful of dragons sit on and hoard unfathomably sized mountains of gold
This is simply not true. Barring pathologies like dictatorships, Billionaires ("Dragons") are generally not hoarding anything that affects anyone. Their fortunes are not "mountains of gold", but an estimate of how much value they could theoretically get from the rest of society if they sold their company.
It's not money that is "kept away" from the rest of us, in any way at all. We already have it. And if we don't, neither does the Dragon.
A wealthy society will create more billionaires ("Dragons") than a poor one, and a wealthy society also has more hospitals and food to share with the unfortunate than a poor society does.
Bezos, Gates etc are not hoarding hospitals, cheese or apartments. They cause more hospitals, cheese and apartments to exist since their companies employ people that need and can pay for all those things.
Even China has realized this by now. Hundreds of millions of people in China have had immense increase in standard of living the past few decades, while a few hundred billionaires have appeared.
Nobody has figured out how you get one without the other.