Lead-free solder works fine as long your soldering iron is decent. Even if the lead isn't vaporized, you'll be exposed by touch and splatter. When I learned to solder I learned on complete crap soldering irons that could barely work with leaded solder, and I developed a prejudice against lead-free. But lead-free solder has gotten better, and investing in a Weller or a Hakko will save the hobbyist so much time and frustration and ruined components that it's the way to go anyway.

If your iron can hold it's temperature worth a darn, the lead-free solder is fine. If it can't, you're going to struggle no matter what you use.