This is true for certification, which is mandatory for Server OS, distributing through Windows Update, or certain classes of drivers such as anti-malware or biometric authentication, but you can still submit drivers to Microsoft for "attestation signing" that will load without warnings on desktop OS without having to run them through the testing suite.

In any case, running the certification tests does not provide runtime protection for drivers running in kernel mode, as demonstrated by CrowdStrike. Only Windows 10 started introducing hardware virtualization-based isolation of kernel components (to provide isolation of security subsystems, not runtime checks to prevent crashes): https://learn.microsoft.com/en-us/windows-hardware/design/de...

Yet drivers that have passed Windows Hardware Qualification Labs certification have had blue screens. Also, Microsoft hands out Windows kernel driver signing keys to anyone who pays them. You don't need to have a driver go through the Windows Hardware Qualification Labs to be able to sign it with a key signed by Microsoft.