Some people just ignore the courts, or delay them more or less indefinitely. This whole figure-it-out-after-the-fact-if-something-goes-wrong thing we're doing has a lot of opportunity for improvement.
I'm not saying smart contractors are more effective but they might be more accessible to the plebs than hiring a lawyer to prosecute your case.
Maybe if they're well regulated otherwise they'll just become another vehicle for corporations to take advantage of the same plebs.
What if there was a way for the masses to regulate them in a decentralized matter. Oh wait