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I'm sure it's an honest attempt to move the baseline for security up and shake off the "Windows is insecure by default" perception they've been fighting since introducing UAC.

Though it is definitely not required, IoT LTSC does not have these requirements.

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Pfff. It's a push to hardware they can lock down and claim full control over so they can sell the Windows platform as secure to content providers (games, etc.) The same way Android banking apps refuse to run on rooted phones, you'll soon be unable to run a lot of apps if you don't have a TPM. Then it'll be some websites that can't be accessed...

This fearmongering about Microsoft has existed since the very day the first TPM shipped, and it has never come closer to being real.

Most of the security improvements shipping in Windows are leftovers from Xbox, but they very clearly state that Windows Security does not treat the user themselves as a threat.

See the slide around 4 minutes into this talk: https://www.youtube.com/watch?v=U7VwtOrwceo

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