I am on the receiving end: I have to parse CSV generated by various (very expensive, very complicated) eCAD software packages. And it's often garbage. Those expensive software packages trip on things like escaping quotes. There is no way to recover a CSV line that has an unescaped double quote.
I can't point to a strict spec and say "you are doing this wrong", because there is no strict spec.
Then there are the TSV and semicolon-Separated V variants.
Did I mention that field quoting was optional?
And then there are banks, which take this to another level. My bank (mBank), which is known for levels of programmer incompetence never seen before (just try the mobile app) generates CSVs that are supposed to "look" like paper documents. So, the first 10 or so rows will be a "letterhead", with addresses and stuff in various random columns. Then there will be your data, but they will format currency values as prettified strings, for example "34 593,12 USD", instead of producing one column with a number and another with currency.