CSV is the bane of my existence. There is no reason to use it outside of legacy use-cases, when so many alternatives are not so brittle that they require endless defensive hacks to avoid erring as soon as exposed to the universe. CSV must die.
RFC4180 is a late attempt at CSV standardization, merely codifying a bunch of sane practices. It also provides a nice specification for generating CSV. But anyone taking care to code from a specification might as well use a proper file format.
The real specification for CSV is as follows: "Valid CSV is whatever is designated as CSV by its emitter". I wish I was joking.
There is literally an infinity of ways CSV can be broken. The developer will bump his head on each as he encounters them, and add a specific fix. After a while, his code will be robust against the local strains of CSV... Until the next mutation is encountered after acquiring yet another company with a bunch of ERP way past their last extended maintainance era, a history of local adaptations and CSV as a message bus.
In my experience (perhaps more niche than yours since you mentioned it has been your day job), the lack of fall back options makes for brittle integrations. Failing entire files due to a borked row can be expensive in terms of time.
Having to ingest large CSV files from legacy systems has made me rethink the value of XML, lol. Types and schemas add complexity for sure, but you get options for dealing with variances in structure and content.
In both cases you'd fail the entire file rather than partial recovery.