Speeding is a choice, one that's extremely easy to change, and it ultimately an exceedingly trivial matter.
You are born with your genetics, and you can’t change them. You are them. They will likely impact how and you die. All you can do is be aware of them so you can try to be proactive.
So there’s really no comparison between that and voluntarily driving a car too fast
If that’s genuinely how it worked, where the more health problems you are at risk for, the more money you have to pay, this would result in the people who already have the shittiest stuff to deal with in their lives having that compounded by also having to pay more than everybody else.
Not sure what more needs to be said, but if there is anyone out there who is unconvinced, I probably won’t be inviting them to dinner parties anytime soon