Ask HN: US bank that offers Two-Factor Authentication?

7 points·pilom··9 comments

Since no customer service rep at any bank I've talked to has any idea what "two-factor" authentication is, I was wondering if anyone in the HN community knew of a US bank that offered it? I'd also be interested in an international bank that both offered two-factor authentication and took US citizens as clients.

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Bank of America has Safepass: http://www.bankofamerica.com/privacy/index.cfm?template=lear...

BoA SafePass sucks. I had to sign up for it to make a transfer > $1000 to my Simple account ('cause I was moving banks) and it broke for 48 hours. Couldn't log into my account, yet alone transfer my cash. I was better off without it.

Thanks for that link. I had no idea BoA offered it. Now if only I could convince myself to use Bank of America.

"Now if only I could convince myself to use Bank of America"

being their ex-customer for 7 years , I would still say no. You will be better off without them.

Not a bank, but First Tech Federal CU offers it:

https://www.firsttechfed.com/eServices/Security/SecurityKey....

I can recommend them.

HSBC offers two-factor authentication as a paid service. If your account balance is high enough or you are a business, it is offered for free.

As far as I can tell, HSBC's Secure Key is not available in the US. Can you provide a link?

No, but I have an HSBC RSA dongle in my laptop bag.

Two-factor authentication is such a pain, It makes it much harder to steal your banking credentials when you sign on using public wifi.

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