You're missing my point completely.
These folks very well understand that bad people can steal keys. Stolen keys have been a thing since antiquity. It's not rocket science they don't understand. Every single key in history has had a risk of theft and this is no exception.
The truth is a lot of them understand this just like you. But unlike you, they are willing to accept this risk. You aren't. That's fine. You have a value disagreement -- you don't think the risk is worth it, and they think it is. Which is why you make arguments about the merits of the issue, instead of attacking the other side on their basic literacy. Just because you disagree on values that doesn't mean the other side is stupid or illiterate about the basics.
This isn't about politeness either, it's actively counterproductive to your own cause: insulting people and showing that you lack a basic understanding of their position is a sure-fire way to make sure they dig their heels in and continue to oppose you regardless of the merits of the situation. i.e. it's a grest strategy for losing in the end.