As someone who has found a lot of holes both in design and implementation, which have been reviewed and vetted by excellent people and companies, which have all the appropriate certifications - no thank you.
I understand the benefit of an open ecosystem. Use your web browser, or a third-party app. The tech adopted by the masses needs guard rails and secure defaults.
I hated Apple’s ecosystem growing up, now I think it’s necessary. We can’t trust developers, or companies, that have competing interests to do the right thing.