(I live in India and its called digilocker here , it still has a lot of issues and isn't that useful for corporation but I did hear something about digilocker for corporation regulations as well)

For crying out loud, as an American you cannot work on your own house, since a lot of labour is licensed (electrical work, etc) and taped in red.

The regulation Americans talk of in disparaging way is always the regulation that shifts and allows consumer/user surplus.