That's sort of the problem with C#. It couples the type (struct vs class) with allocation. C# started life by copying 1990's Java "everything-is-a-reference". So it's in a weird place where things were bolted on later to give more control but still needs to support the all-objects-are-refs style. C# is just not ergonomic if you need to care about data layout in memory.
Go uses a C-like model. Everything is a value type. Real pointers are in the language. Now you can write a function that inputs pointers and does not care whether they point to stack, heap, or static area. That function can be used for all 3 types, no fuss.