Where would the energy come from to separate two such bodies that were already in contact, the size of Pluto and Charon?
The Earth/Moon and Pluto/Charon situations started with extremely high speed collisions (plenty of kinetic energy) between separate bodies. Those collisions were spectacular sideswipes (vs. head-on), so there was also a huge amount of rotational inertia. That's another must-have, to end up with two bodies orbiting each other.