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Lovely, now LLM can hallucinate how much I spent or earned in a month, or year.

For a usecase like this, a local running model would be ideal. I won't like to share my personal accounting books with LLM either.

Very much agreed. I couldn’t even bring myself to use GitHub (much less BeanHub) for my Beancount.

I use git locally because the ledger is extremely sensitive

It makes it a lot harder if you check the balances!