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Apparently, OpenAI API “credits” expire after a year. I stupidly put another $20 and trying to blow through them, 4.5 is the easiest way considering recent 4o has fallen out of favor for other models and I don’t want to just let them expire again. An expiry after only one year is asinine.

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I worked at a company that expired credits after 365 days. My layman understanding is the credits sit as a liability until consumed, and the alternative is having potentially millions accounts with a combined hundreds of millions of dollars in 'liabilities' on their books.

More info from ChatGPT here: https://chatgpt.com/share/67c5ad36-2f84-8001-a61f-11d4e17135...

Yes. I also discovered this, and was also forced to blow through my credits in a rush. Terrible policy.

I'm learning this for the first time now. I don't appreciate having to anticipate how many credits I'll use like its an FSA account.

>Terrible policy.

And unfortunately one not exclusive to OpenAI. Anthropic credits also expire after 1 year.

Not sure how it's with OpenAI, but Anthropic is so money-hungry, they won't even let you remove your debit card data from your account without a week-long support encounter.

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