When I think about wealth and quality of life, I'm usually trying to eliminate the mundane in my personal life without even thinking of the "cost". I can afford healthcare, and car maintenance.....but I'm not at a level where I can keep a personal assistant on-call 24/7 to sort through my mail and then go buy groceries even if I want them at 2am or something. It's interesting you mentioned spending a "huge sum" on organic groceries....I think I eat decently well but I live in Japan where adequate-quality food in adequate portions doesn't bust your wallet, especially if you have a USD income.
Until I can just tell someone "I have identified a problem. Make it go away, these are your restraints and constraints in finding a solution." I will still consider myself a peasant, no matter how much grass-fed beef or how many Swiss watches (just bought my first... a used limited-edition Edox) I can afford.