I am sure it varies depending on where you are in the world but in my experience OSM plus official government data is as good as, and sometimes better, than Google.
It would be nice to have mine Google Places and Review data but other than that I never feel I am using 2nd rate data when using OSM, in fact I am frequently amazed at the quality and depth of the data.
That said, I do agree with your other points. A greenfield gdal alternative would be nice.