- someone that lives in a large building with many adjacent access points all blasting on the wifi spectrum, causing interference.
- latency sensitive applications. for example video chat works better. Gaming works better.
Wifi 7 is nice in that regard because the 6ghz band is barely used these days.
I think ethernet is a nice to have, certainly not required.
Generally, WiFi is fine if you have line of sight or close to it. And you don't have strong demands on total bandwidth (not doing large local file transfers).
Thanks to MoCA (Media over Coax Alliance) you can route your Ethernet over Coax, and thus we have a really stable and performant (> 1GbE) Ethernet connection to every room.
Wireless repeaters/mesh doesn't really work well when you have reinforced steel-concrete floors and walls.