> We don't refuse the treatment to a 65 years old
We certainly do: because they have unlimited demand for healthcare so there needs to be a budget. I've had indirect experience with the New Zealand healthcare system avoiding treatments due to cost. Cost is often not given as the reason, instead waiting lists and other palatable reasons are given. NZ spends 11% of GDP on healthcare.
Health NZ’s cost pressure uplift is 6.2% across all of Health NZ's operating budget
Higher than inflation or tax increases. The unsupportable trend is towards 100% of taxes being used for healthcare?
It is unrealistically idealistic to pretend we can afford infinite cost pressures.
The wealthy pay the majority of the taxation base so they mostly fund public healthcare. People that have chosen unhealthy lifestyles are often the recipients (e.g. my poor friend with COPS from smoking). Not just the unlucky.
> all get a shot at chemotherapy
Great example. New Zealand does fund cheap chemotherapy options. There are expensive chemotherapy options that are not available through Pharmac (our public healthcare drugs purchaser). For expensive drugs you need to pay yourself either directly or indirectly via private health insurance policies (e.g. I noted a policy that covered up to $600000 for unfunded chemotherapy drugs).
Two drugs that our health care system won't pay for due to expense:
* Eribulin can be a useful option after ‘standard’ breast-cancer chemotherapy has failed.
* Atezolizumab (Tecentriq®) useful for women with locally advanced or metastatic triple-negative breast cancer that cannot be treated surgically and whose tumors are positive for a protein called PD-L1
https://sweetlouise.org.nz/drugs-not-funded-in-nz/
I have private insurance (through a non-profit provider). The unlucky collectively get the benefit from that, and I sincerely hope I never need to benefit from it.