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They're also mostly having low population growth compared to times when they weren't having a housing problem.

That's variable by country, and slums are no longer acceptable.

The point remains that claiming that everything is down to "not building enough" misses half the equation.

In any case, what is the rationale for building more only to be able to accommodate more immigrants? (Because that's the situation)

because if you took the US without immigrants with its 1.6 birth rate, the economy would collapse

That's kicking the can down the road as population cannot grow forever.

In Europe massive immigration is destroying local cultures for the sake of short term economic gains...