(1) Hypothetical John Smith and his siblings Jane Smith, James Smith, Janet Smith, Jack Smith, etc. It's a bit infuriating how many parents do this. Amusingly I've had O'Brien and other apostrophe-contsining names with no ill effects (because I sanitize my inputs). In the last couple years, though, I was forced to start dropping apostrophes because we had third-party apps/services we were syncing to that couldn't handle them.