https://www.snopes.com/fact-check/and-never-the-twain-shall-...
(This was kinda before the Internet existed, so not trivial to check...)
But it's nothing a light jacket can't take care of.
Friend moved to SF for a job and got an apartment in the Richmond because it looks safe. After a year she moved to an apartment at 16th and Mission. Because the fog was making her depressed. And because she could ride her bike to work instead of taking the bus. The conundrum of San Francisco the sketchiest areas have the better weather.
This seems to be the conundrum of the planet Earth in general.
https://www.snopes.com/fact-check/and-never-the-twain-shall-...
;)
https://winstonchurchill.org/resources/quotes/
It's especially instructive to call up the list of fakes from that page (it isn't directly linkable due to JS stupidity).
Never let the truth get in the way of a good story.