How Most Insurance Companies Strangle Automotive Enthusiasm (2017)
roadandtrack.com
roadandtrack.com
Seems like a good loose thread to pull to find some new ideas, regarding regulation and incentive structures in general.
Edit: My top quote from the article
> ...[A]t some point there is going to have to be a national conversation about the fact that our regulations are written to benefit the FIRE folks at the expense of the STEM people. It shouldn’t be less risky to insure a car than it is to design, engineer, build, market, distribute, and warranty it.