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Comment by apsurd | Hacker News Reader

I join my dad occasionally to watch the lakers games on tv. Recently he had his bills set up and was writing checks and placing them in envelopes.

I remembered specifically helping him resolve a bill pay issue for one of his payments so I asked why doesn't he use bill pay for all of them?

He says he likes practicing writing, the physical nature, and the routine of intaking these bills and mailing them out.

he's retired.

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What we found was bill pay is a lot slower and doesn’t give you any indication of if and when the check is cashed because they deduct that amount on the day you send.

So that might be another reason your dad might be doing this.

that's a good point, yes he grew very annoyed of how bill pay works. The UX is rather lacking. he didn't like not feeling in control of it, was opaque to him, now that i remember.

it's a down side of "set it and forget it". if i remember correctly his bill pay was to pay down a medical bill, over time the details of his balance changed and it became annoyingly obtuse to him on how to change the bill pay settings.

> What we found was bill pay is a lot slower and doesn’t give you any indication of if and when the check is cashed because they deduct that amount on the day you send.

Use a less shitty bank. For any reputable bank if the payment is made my paper mailed check the money is withdrawn only when the check is cashed.

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