1) All microSD cards have a high failure rate.
2) Cheap cards sourced directly from China are usually fake and will fail a format test. I tried multiple times and could never find a reliable source.
3) MS Bitlocker is a security measure that also seems to serve as a reliability test. Cards with physical memory reliability issues seem more prone to write failures with Bitlocker. It's better to know about this up front.
4) If your data is really important, always make a backup copy of any card.
5) Physically, microSD cards are fairly durable and even water resistant thanks to being encased in epoxy.
I have one on my watch strap and take it wherever I go, even the shower and pool. Just make sure it is dry before plugging it in.