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I realize this is a cheap shot... but... 95% probability of a startup being funded? You didn't work on the software that rated mortgage default probabilities, did you?

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creditdefaultswap.com baby. Web 2.0 mortgage derivatives.

Elevator pitch: It's like Flickr for collateralized debt obligations.

I think you should have just kept that idea quietly to yourself. Forever.

Don't worry, when I get rich off of it, I'll tell everyone you inspired the idea.

haha, actually made me laugh. funniest HN comment I've read in a while.

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