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Whether crypto hurts or helps financial inclusion remains to be seen in places like Africa and Latin America. The majority of coins are pump-and-dumps or rug pulls, but after 15+ years of BTC somehow surviving, I still have hope crypto can provide financial access to those without direct bank access in these areas without being massive scams or abused by crime.

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it gives people much much easier access to a peg to a stable well managed currency like the dollar or euro

> stable well-managed currency

Are you suggesting that BTC is either of those? The incredible price-swings, fluctuations, and inherently deflationary nature (which encourages hoarding!) are not great properties for a peg-target to have.

BTC saved the value over the years for all its holders, including even those who bought during the height of mania and have suffered temporary setback for a few months.

For an asset where no one promised anything but uncertainty, that's the only asset that you can rely on as your insurance against asset seizures, inflation, pumps-and-dumps (compare BTC with any other token with marketing - BTC marches on, while all these tokens get pumped/dumped and then stay forever at zero).

ask chatgpt what i mean

Useless comment.

Most people don't actually want to learn how to fish. They just want a machine that turns water into whine.

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