People way underestimate their exposure to this kind of thing. It’s always those undeserving people who will suffer, while I’ll be just fine. Turns out it doesn’t work that way. Hoping for a system collapse is hoping for personal disaster.
We're all susceptible to this "it won't affect me, because <insert-reason-here>" kind of thinking. Dimensions like "level of education", wealth, etc. don't really factor into it.
Exhibit A: https://www.bbc.com/news/articles/c79zxjj0j55o
excerpt below (Gabriela is an undocumented immigrant):
Some, like Gabriela, believe it won't impact them at all.
"I'm not scared at all, actually," she said. "That's for criminals to worry about. I pay taxes, and I work."
"In any case, I'm undocumented," she added. "[So] how would they even know about me?"