I swore off Square long ago because I made a handle using the names of me and my wife to let people contribute to a honeymoon fund when we got married and then after a couple friends contributed, Cash banned my handle and support wrote me back only one time and then was forever afterward silent and never restored my account, and I thought, "Great, another Silicon Valley app where the goal is to provide as little support as possible, only it's not about photos or email, it's about money, so that seems like the worst fit for Silicon Valley where they don't like to lift a finger to help you with anything!" Ever since I've seen zero reason to use them over a sea of viable alternatives. My stodgy old bank lets me use Zelle, and my stodgy old bank answers the phone when I call. I can also drive a few minutes to talk to them face to face if there is a real problem with my MONEY.