However, I don't have the savings a lot of people here seem to, perhaps because I'm in Europe.
I find if funny you mention economics of 2008 but don't also mention how tech salaries changed over that same time. At a high level, this is the exact population of people that should have some dry powder in the keg and be able to weather this storm. I'm not saying that to be dismissive of how dire prolonged unemployment is to one's personal finances, even with savings. But I am being dismissive of the idea that most of these people are doing gig work so much they can't hack on something.
I do also think the demo here has changed a lot and you're onto something with that comment.
I should caveat that "Show HN" has turned more into "look at this github repo" and I'm talking about actual businesses as HN used to be a bit more entrepreneur oriented and has become a bit more maker oriented in this regard
I feel like your comment is the root difference in what I see here. You must not be entrepreneurial at all if you think money is the barrier to building something people want. Sorry if that's harshly worded but I've started a business with a $5/month DO droplet and $15/year domain as have many others.