Ask HN: Cursor worth the $20/Mo?

Last Friday, I saw a reference to Cursor, downloaded it, and set out to implement some stuff in a new sprint, in a tech stack I'm still gaining familiarity with (Elixir LiveView and associated JS hooks). The Composer feature has been pretty impressive honestly. It's not that it's so much better than copy/paste back and forth with GPT or Claude, it's just the level of easy to use integration. It's really fluid. It's been a good, if not somewhat misguided at times, pairing partner. I've actually learned a bit and been able to get stuff done.

I am leery of growing dependent on these tools. On the flip, web stack programming is just so bureaucratic (full of process and nuances), that it's nice to have a helper. I know there are all kinds of "free assemble it yourself" llm and coding tools out there, but I'm struggling to be motivated to row that river right now. I just want something that works.

I'm looking for some honest feedback from others who are paying customers of Cursor. Is it worth it? Does it stay worth it? Thoughts on the longevity of their offering?

(edit: I'm asking because I hit the "You've reached your trial request limit")