You can download the SDK and side load applications. No annual developer fee. Not sure how it’s more locked down.
It's a lucky day when someone from Garmin graces Forums with their presence and bestows few sentences they think could pass for an answer.
In other words, yeah, the SDK is free, you can side-load and it’s not hard to write for, but you just can't write much.
> Monkey C compiles into byte code that is interpreted by a virtual machine, similar to Java.
https://developer.garmin.com/connect-iq/reference-guides/mon..., 2nd paragraph.
> Don’t know about Apple Watch development
Garmin has refused to fix this for many many years, and there's no games you can play with SDK that will help you fix it yourself