I was confused to discover (while deleting OneDrive), that it had changed my Desktop folder from User/Desktop to User/OneDrive/Desktop.
I had uninstalled OneDrive the first time I used this laptop. But that wasn't enough. I had to reinstall OneDrive. Turn off folder backups. Unlink the PC from OneDrive. Then uninstall it again. That fixed the two Documents folders problem. OneDrive\Documents went away and the contents put back into Users\username\Documents.
A fairly frustrating experience and wasted about an hour troubleshooting it.