Is budgeting just therapy but for money

Huh.

Maybe. But then again, as for the former:

> If I could convince anyone to do anything in particular, it would at least include therapy and budgeting.

I wonder what are the places on Earth when anyone can take you up on that recommendation if they actually need it. A half-decent therapy is a sustained process of regular meetings (typically every week of two), but it requires finding a "patient-therapist fit" first, which can easily take half a year of sessions with different people. Now here in Poland, the public health service (= free) has approximately no spots open at any given time, so enjoy more months in a queue; on the private side, a therapist will charge you per hour about as much as you'd earn hourly (take-home) as a principal developer in a corporation, so...

... if you really need therapy, and an hour a week is nowhere near sufficient to make progress, you can hardly afford it on a top tech salary. I can't imagine how regular people with normal salaries could ever think of trying. It's not like anyone's offering mortgage but for mental health.

Wonder how things are elsewhere, but if the general distribution of costs of labor around the world hold, I imagine it's even worse in the US, or anywhere in Europe to the west of Poland.

Brief, but to the point. Thanks for posting.

I have tons of therapy experience (as a client) and value it. My budgeting could be way better, and I do see the parallel there, actually.