If you think this is all BS and you will be always smarter than any machine, realize that raw computing power grows by 10^6 every ~25 years. AI seems to follow the same growth.
If you think you are safe, read what Geoffrey Hinton, one of the fathers of ML, said about 10-20% chance of AI leading to human extinction in 30 years. Or read about Sam Altman building his bunker in New Zealand while espousing AI utopia.
If this doesn't give you shivers, enjoy your blissful ignorance.