I've seen many places playing music from a YouTube playlist, with ads included. And anybody can download the audio stream from YouTube with a minimal software setup. There used to be browser addons that added a Save As button to YouTube pages. I'm not using them, maybe Google banned all of them from its store but there are many ways to do it.
That's the issue. Almost nobody downloads music anymore, however easy it is. Because streaming apps like Spotify make the experience so much better. You are in the middle of the song and wants to cast to your living room speakers? Two clicks. You want to transfer that from your phone to your computer? Just a few clicks. Want to quickly jump back into an album or get recommendations of similar albums? It's all there on the home page. It's hard to beat this experience. The only exception I know is people who rip/pirate FLAC files because they want the best quality possible and don't care about anything else. That's like <0.01% of the users these days.
What's the correct English word for that?