Wood for earthquake resistance vs masonry for fire resistance seems like a false dichotomy.

Australia has a lot of experience with building fire resistant homes, and they didn’t do it with masonry, they did it with timber and steel framed homes, plus fireproof cladding and roofing materials, keeping a perimeter free of vegetation and protecting against ember ingress.

It is possible to have both earthquake and fire resistance in a stick framed home, without the expense of resorting to reinforced concrete.