> I recognize that 1) someone else working 10 times as hard as me still would be extremely unlikely to get where I'm at if they were from another group. 2) If I were in a disadvantaged group, all the hard work I have put in is unlikely to have been enough.

These are massive, hand-wavey statements based on assumptions with no basis. 10 times? Really? Flip your skin colour and add 10x the hard work and you would still be worse off?

I completely agree with point #3, that we are all hugely lucky (and unlucky) in many many many visible and less visible (and, hey, invisible) ways.