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This is true, but in reality the vast majority of employers do not count public holidays as part of the statutory minimum.

Are you sure about that? I've worked a lot of shitty jobs in my time, and every single job I've ever worked at has had the 28 days as the minimum.

28 days is the statutory minimum. Whether it includes bank holidays depends on the contract of employment. More info here: http://www.direct.gov.uk/en/Employment/Employees/Timeoffandh...