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In practice it was a targetted ban probably because this video got traction.

Analogously, with a lot of grey area stuff, a person can almost surely get away with it ... but not if they post it online and it gets attention.

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they can just buy openai credits with crypto and no kyc and they are immediately unban able

They're perfectly bannable if OpenAI is able to flag certain prompts and certain client IPs. Payment modes and accounts aren't the only indicators here. The real problem is building such a brittle system that it can be cut off by your SaaS supplier or is rendered useless by an internet outage.

there are resellers like openrouter so unless openai has perfect coordination with them.

yes they can flag certain prompts, true

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