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I don't use banking apps, but you usually can get around this with Magisk's DenyList.

For my part I use Magisk, and a specific module for one bank.

The French and Belgian identity apps (France Identité and itsme) don't work though. When I really need them (which is rare) I have to use an old phone that's not rooted.

I was positively surprised that the German passport app worked rooted without denylist.

I'm running LineageOS, rooted, with MicroG' Safetynet emulation (of sorts?). So a build signed with userdebug keys.

Some banking apps just work - two with warning on first launch, and one just doesn't care at all.

Two refuse to run and I have an old unrooted phone for them. Resulting in me being a good customer of those three banks that are not fussy.

So try and see, perhaps things just work!