It is when the care is necessary; when the denial is part of a strategy to goose profits.
There are similar issues with the other statements you made.
> Frankly, your comment strikes me as exceedingly naive.
Frankly, your comment strikes me as willfully blind.
So when the insurance denies coverage, and so the doctors don't work for free on the case, and the patient dies, are the doctors perpetrating violence too?
I suggest you read up on this. IIRC, it was UHG's practice to deny claims indiscriminately to increase the personal burden of accessing medical care. Because, you know, if people pay their premiums to the company but it doesn't pay out, it makes lots more money for the shareholders.
It's weird how you seem to consistently elide motivations even when extremely relevant.
The ACA's public option was killed by a Senator who had a lot Health Insurance industry backing and support.
No, the politicians who insist on keeping this medieval practice in place are.
Denying claims does NOT increases profits, in the US it actually decreases them. Read more here if you like: https://news.ycombinator.com/item?id=42642405