I've also heard good things about CoPilot (https://copilot.money/) but have not had the chance to experiment with it yet.
I've also heard good things about CoPilot (https://copilot.money/) but have not had the chance to experiment with it yet.
LunchMoney is great for retrospective analysis. For long-term financial projections, I really like https://app.projectionlab.com . Great pairing.
I found them after Mint was discontinued and CreditKarma made it impossible for me to set up my account, while I looked into other options which have even been mentioned in this thread.
LunchMoney's multi-currency support and easy API (https://lunchmoney.dev/) were killer features for me, however, since they allowed me to develop a personal solution to also keep track of my non-USA accounts.
When Mint shut down I did a ton of trials and Copilot had the best UI for me and I didn't have to learn a new "system" like YNAB. It relies on Plaid, so just make sure your banks/cards/accounts are mainstream (Chase, Wells Fargo, Goldman, Vanguard, etc).
I think my biggest lack there was that I really needed to see INTO my spending to get value, in particular Amazon is a large blob that I really needed more information on: I get groceries, home repair, toys, tools, work, clothing, health, entertainment. Without seeing into that, all the action I took on Lunch Money really only gave me information on my non-discretionary spending.