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Many people don't have a choice in which company to go with. My employer chooses the company, not me.

To be fair, you can choose still by declining employer provided/subsidized coverage. The cost of doing so, of course, makes it very much not worth it.

A meaningless BS choice no one would actively choose is not a real choice.

If you happen to have a working spouse, you can choose between which work coverage makes most sense for your family.

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