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You can read SSL traffic if you're able to install a root certificate on your device and the website/app doesn't use certificate pinning.

I recently used HttpToolkit to reverse engineer a REST endpoint that used SSL encryption

Even if it does use certificate pinning, you can generally disable that using tools like Frida (https://frida.re) with scripts like https://github.com/httptoolkit/frida-interception-and-unpinn...