There's a few projects that do rendering and 3D geometry construction from OSM Data, e.g.

- https://streets.gl (data outdated, sadly)

- https://demo.f4map.com/ (commercial, no textures)

- OSM2World (sadly not interactively on the web, good textures, lots of rendered details, e.g. street signs)

- osmbuildings.org (no live data, no roof shapes)

None are really photo-realistic, and there's are a bunch of problems in the map data where it's hard to infer good 3D geometry, e.g. stairs.